What We Do

Personal Finance and Needs

Wealth Accumulation Strategies

  • Traditional/Roth IRA
  • Tax Efficient and Tax Managed Investment Strategies
  • 529 and Other Education Funding Strategies
  • Retirement Planning and Distribution Strategies

Family Protection

  • Income Replacement through Life and Disability Insurance
  • Mortgage Protection through Life Insurance
  • Long-Term Care Planning

Employee Benefits

  • Medical Benefits, including Covered California
  • Dental Benefits
  • Vision Care Benefits
  • Flexible Spending Accounts
  • Group Life Insurance
  • Voluntary Benefits
  • Short/Long-term Disability Insurance
  • Long Term Care Insurance
  • Health Savings Accounts
  • Employee Workshops
  • 401(k) and other Retirement Plans

Business Needs

Business Continuation Planning

  • Business Overhead Insurance
  • Disability Buyout
  • Buy-Sell Arrangements
  • Key Employee Insurance

Executive Benefit Planning

  • Deferred Compensation
  • Individual Disability
  • Split Dollar/Executive Bonus Plans
  • Supplemental Executive Retirement Plans
  • Supplemental Executive Disability Insurance
  • Corporate-Owned Life Insurance

Tax-Qualified Retirement Plans

  • 401(k) & 403(b) Plans
  • Profit Sharing Plans
  • Defined Benefit Plans
  • Simplified Employee Pension (SEPs)
  • SIMPLE IRA Plans