Broker Check

Our Services

How We Work

Our firm specializes in helping individuals develop sound retirement strategies. If you are retired – or approaching retirement – please take the time to explore our website and the wealth of information we offer. We offer personalized, hands-on service. We educate our clients about financial concepts and products, and help take the mystery out of investing, insurance, estate conservation, and preserving wealth.

We understand the many challenges of retirement today and know the biggest concern for many is outliving their money. We focus on money management, as well as other issues that are critical to your financial well being.

Personal Needs

Family Protection

Life Insurance

Disability Insurance

Mortgage Protection through Life Insurance

Income Replacement through Disability Insurance

Long-Term Care Planning

Wealth Accumulation Strategies

Mutual Funds


Regular/Roth IRA

Education Funding Strategies

Retirement Planning

Employee Benefits Products

Medical Benefits, including Covered California

Dental Benefits

Vision Care Benefits

Flexible Spending Accounts

Group Life Insurance

Voluntary Benefits

Short/Long-term Disability Insurance

Long Term Care Insurance

Health Savings Accounts

Employee Workshops

401(k) and other Retirement Plans

Business Needs

Business Continuation Planning

Business Overhead Insurance

Disability Buyout

Buy-Sell Arrangements

Key Employee Insurance

Executive Benefit Planning

Deferred Compensation

Individual Disability

SplitDollar/Executive Bonus Plans

Supplemental Executive Retirement Plans

401(k) Plans

Supplemental Executive Disability Insurance

Corporate-Owned Life Insurance

Tax-Qualified Retirement Plans

401(k) & 403(b)

Profit Sharing Plans

Defined Benefit Plans

Simplified Employee Pension (SEPs)


For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.    |  510-648-2541 |  510-648-2651